[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.flamenio.cz\/neni-vse-jak-se-muze-zdat\/#Article","mainEntityOfPage":"https:\/\/www.flamenio.cz\/neni-vse-jak-se-muze-zdat\/","headline":"Nen\u00ed v\u0161e, jak se m\u016f\u017ee zd\u00e1t","name":"Nen\u00ed v\u0161e, jak se m\u016f\u017ee zd\u00e1t","description":"Pokud jste na tom s p\u0159\u00edjmy nevaln\u011b a p\u0159esto si pot\u0159ebujete p\u016fj\u010dit pen\u00edze, nem\u011bli byste hned j\u00e1sat, pokud naraz\u00edte na pojem americk\u00e1 hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f. Proto\u017ee se sice jedn\u00e1…","datePublished":"2019-03-07","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.flamenio.cz\/author\/#Person","name":"","url":"https:\/\/www.flamenio.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/04053961f5a3d2af1f56d865c7fc774bb6a80b9754b2f4c57fa4f8cefa253bd4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/04053961f5a3d2af1f56d865c7fc774bb6a80b9754b2f4c57fa4f8cefa253bd4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"flamenio.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.flamenio.cz\/wp-content\/uploads\/img_a343840_w1697_t1557213884.png","url":"https:\/\/www.flamenio.cz\/wp-content\/uploads\/img_a343840_w1697_t1557213884.png","height":0,"width":0},"url":"https:\/\/www.flamenio.cz\/neni-vse-jak-se-muze-zdat\/","about":["Web"],"wordCount":469,"articleBody":"      Pokud jste na tom s p\u0159\u00edjmy nevaln\u011b a p\u0159esto si pot\u0159ebujete p\u016fj\u010dit pen\u00edze, nem\u011bli byste hned j\u00e1sat, pokud naraz\u00edte na pojem americk\u00e1 hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f. Proto\u017ee se sice jedn\u00e1 o finan\u010dn\u00ed produkt, kter\u00fd je dostupn\u00fd \u0161irok\u00fdm mas\u00e1m, ale rozhodn\u011b nelze doufat v to, \u017ee prost\u011b n\u011bkam p\u0159ijdete s nastavenou dlan\u00ed a dostanete v\u0161e, co si jenom umanete. Proto\u017ee nejen opatrn\u00e9 banky, ale ani nebankovn\u00ed sektor pen\u00edze nerozd\u00e1vaj\u00ed, ale v\u00fdhradn\u011b p\u016fj\u010duj\u00ed. A p\u016fj\u010duje se t\u011bm, kdo jsou ochotni a schopni zap\u016fj\u010den\u00e9 pen\u00edze ve stanoven\u00e9 lh\u016ft\u011b i s \u00faroky v po\u0159\u00e1dku vr\u00e1tit. A jinak ne\u017e prov\u011b\u0159en\u00edm \u017eadatelov\u00fdch p\u0159\u00edjm\u016f se jistota, \u017ee se v\u011b\u0159itel\u00e9 se sv\u00fdmi pen\u011bzi zase shledaj\u00ed, nez\u00edsk\u00e1. A tak je t\u0159eba po\u010d\u00edtat s t\u00edm, \u017ee i u produkt\u016f ozna\u010den\u00fdch jako \u201abez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f\u2018 p\u0159\u00edjmy prov\u011b\u0159ov\u00e1ny budou. A rozd\u00edl je tu pouze v tom, \u017ee toto prov\u011b\u0159ov\u00e1n\u00ed nebude zase a\u017e tak p\u0159\u00edsn\u00e9, jak by tomu bylo dejme tomu v klasick\u00e9 bance. Poskytovatel p\u016fj\u010dky tak ka\u017edop\u00e1dn\u011b \u017eadatelovu solventnost prov\u011b\u0159uje. K \u010demu\u017e se u toho kter\u00e9ho \u017eadatele m\u016f\u017ee vyu\u017e\u00edt n\u011bkolika zp\u016fsob\u016f. P\u0159edlo\u017een\u00ed platn\u00e9 pracovn\u00ed smlouvy u zam\u011bstnance, a\u0165 u\u017e jde o \u017eadatele samotn\u00e9ho nebo i jeho spolu\u017eadatele.  P\u0159edlo\u017een\u00ed dokladu o vym\u011b\u0159en\u00ed d\u016fchodu nebo p\u0159izn\u00e1n\u00ed d\u00e1vky v p\u0159\u00edpad\u011b starobn\u00edch d\u016fchodc\u016f \u010di p\u0159\u00edjemc\u016f d\u00e1vek (vyjma t\u011bch v hmotn\u00e9 nouzi a podpory v nezam\u011bstnanosti).  P\u0159edlo\u017een\u00ed da\u0148ov\u00e9ho p\u0159izn\u00e1n\u00ed za posledn\u00ed zda\u0148ovac\u00ed obdob\u00ed, n\u00e1jemn\u00ed smlouvy, v\u00fdpis\u016f z \u00fa\u010dtu a faktur u osob samostatn\u011b v\u00fdd\u011ble\u010dn\u011b \u010dinn\u00fdch.  P\u0159edlo\u017een\u00ed da\u0148ov\u00e9ho p\u0159izn\u00e1n\u00ed, v\u00fdpis\u016f z \u00fa\u010dtu \u010di p\u0159\u00edjmov\u00fdch doklad\u016f u osob s p\u0159\u00edjmy z pron\u00e1jm\u016f.  P\u0159edlo\u017een\u00ed adekv\u00e1tn\u00edch doklad\u016f u osob s jin\u00fdmi p\u0159\u00edjmy.  Sv\u00e9 p\u0159\u00edjmy tu tak nikdo ze \u017eadatel\u016f neutaj\u00ed. I zde mus\u00ed j\u00edt se svou k\u016f\u017e\u00ed na trh, chce-li dos\u00e1hnout \u00fasp\u011bchu. Jeho\u017e v tomto p\u0159\u00edpad\u011b ale i s n\u00edzk\u00fdmi p\u0159\u00edjmy dos\u00e1hnout lze. Proto\u017ee zde jde p\u0159i prov\u011b\u0159ov\u00e1n\u00ed hlavn\u011b o to, zda bude doty\u010dn\u00fd \u017eadatel m\u00edt z \u010deho spl\u00e1cet, zda m\u00e1 n\u011bjak\u00e9 p\u0159\u00edjmy \u010di firmu, je\u017e skute\u010dn\u011b existuje a funguje, je\u017e nen\u00ed pouze na pap\u00ed\u0159e existuj\u00edc\u00ed fikc\u00ed. Tak\u017ee ani chud\u00e1ci zoufat nemus\u00ed. Jakkoliv nedostanou \u017e\u00e1dan\u00e9 pen\u00edze automaticky.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nen\u00ed v\u0161e, jak se m\u016f\u017ee zd\u00e1t","item":"https:\/\/www.flamenio.cz\/neni-vse-jak-se-muze-zdat\/#breadcrumbitem"}]}]